No Income Doc Lending

ugmc-no-income-doc-lendingDo any of the following scenarios sound like a borrower you may have??
– Self employed but doesn’t show enough income to qualify with a traditional bank.
– Real estate investor who has too many mortgages to qualify with a traditional bank.
– Credit is just a bit too low to qualify with a traditional bank.
– Doesn’t want to pay the hard money rates and fees.
– Wants a quick close as opposed to the long drawn out process that most banks put them through.

If so, UGMC could be the perfect place for them!!


  • Investment SFR’s, Condo, & 2-4 units
  • Multi-Family, Mixed Use, Office, Retail, Warehouse, Self Storage, Auto Service
  • Cash out, purchase, rate/term
  • No DSCR Calculation on loan amount less than $500K……….Commercial Properties
  • No DSCR Calculation on any 1-4 family properties
  • Up to 75% LTV depending on property type
  • 650 Minimum Credit Score Required
  • W-2 or self employed
  • Origination + Rebate OK (except for NJ 1-6 unit residential deals)
  • Standard 30 Year Term (3 and 8 year arm options)
  • $75k-$5M (up to $2M on 2-4 unit residential properties)
  • Between traditional banks and hard money with our rates

Contact us today for a FREE consultation at (800) 805-6945 or email us by clicking here.