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UGMC offers a variety of flexible and creative loans for the non-traditional borrower

Our non-conforming loan portfolio is perfect for the self-employed borrower or for those borrowers that have difficulty qualifying conventionally.

We take the guessing out of the equation and concentrate on what we do Best, and that is to offer an array of loan products that will fit any complex qualifying situation. Our popular Stated Income Residential program requires NO business, No property or personal income. Our Commercial Real Estate financing programs start at 75 LTV with 30 year amortizations and NO balloon payments. Basically, we are dedicated in providing non-conforming mortgage financing solutions for the non-conforming Borrower. Contact Us for more information about our innovative and creative loan products.

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STATED INCOME PROGRAM

At UGMC, we understand that it is not always possible or suitable to provide all of the income documentation that conventional lenders require. Your borrowers may be self-employed or the documents may simply not be available for some reason. We offer exceptional stated income loan products for residential properties Nationwide, and we want to help you achieve your borrowers financing goals through

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BANK STATEMENT PROGRAM

At UGMC, we offer innovative loan programs to help you better serve your borrowers. If your clients have non-traditional income sources, our Bank Statement Program can help you get them the lending they need to achieve their real estate goals. What's the UGMC Bank Statement Program all about? It's a program to help you provide loans for your non-traditional borrowers. Instead of requiring documentation

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