Hard Money Lending


hard money lendingFor loans outside the box, We are experts at that. Our NEW and IMPROVED Hard Money product is offering financing for all types of borrowers – Real Estate Investors, Foreign Nationals, Bankruptcy/NOD buyouts and Non-Warrantable Condos are just some of the specialized loans we can offer you. We are 100% direct lender with all processes happening In-house. Our Subprime Consumer Purpose product, perfect for  Owner Occupied transactions ( please check with us which states are eligible for the owner occupied properties), and Our Subprime Business Purpose NO INCOME product.

Hard Money should not be complicated!

  • SFR, Condo/Townhomes, 2-4 units, Multi-family, Mixed Use, Office & Retail
  • N/O/O only (Residential properties)
  • O/O (Business Purpose transactions only)
  • Purchase and Refinance (no cash-out limits)
  • Up to 70% LTV with 650 FICO
  • Loans from $50,000 to $10,000,000
  • FICO`s as low as sub 500
  • Terms 2 year I/O or 30 due in 5
  • NO DSCR calculations for all residential properties!
  • NO Income requirements!
  • NO Impounds required!
  • YES we are serious!

Call us anytime and let UGMC be your lender of choice for all your Non-QM financing needs.

For pricing and more information contact us at 800-805-6945 or by emailing us here.