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Category Archives: Loan Programs

Hard Money Lending

For loans outside the box, We are experts at that. Our NEW and IMPROVED Hard Money product is offering financing for all types of borrowers – Real Estate Investors, Foreign Nationals, Bankruptcy/NOD buyouts and Non-Warrantable Condos are just some of the specialized loans we can offer you. We are 100% direct lender with all processes […]

Lower Rates and Jumbo Loans Are Now Available

At UGMC, we’re committed to giving you what you need to serve your clients. That’s why we’re rolling out new lower rates for experienced borrowers, higher loan caps for borrowers with less experience, and jumbo loans across the country. Here’s what you need to know: Lower Rates: We’re offering lower rates across for Tier 1 […]

Need A No Income Doc Loan?

Need A No Income Doc Loan?  No Problem with United Guaranteed Mortgage!!!! We offer no income verification loans for both residential and commercial properties. The stated income mortgage is for those borrowers that are either self-employed or have a hard time documenting their income. Our stated income program is the solution to this problem. Not […]

Non-Conventional Bank Program

At UGMC, we are constantly evolving our loan programs and here is a quick fact sheet on our non-conforming programs. Loan Amounts – $300,000 to $40,000,000 LTV – up to 75% apartments, mixed-use, office, retail plaza, student housing & more Min credit score 600 Terms / Rates start at 4.75%, 3-5-7-10 year terms, 25 year […]

Our Bridge Loans

UGMC (United Guaranteed Mortgage Company) is actively lending nationwide on special situations and time sensitive transactions from $2 million to $100 million. Our bridge loans are 6 months – 3 years with rates starting at 9%. We Lend on the Following Scenarios: – Special situations – Transitional Borrowers – Time constrained deals (sub-30 day close) […]

Stated Income Low Doc Commercial Loan Program

Loan Amounts – $100,000 -$5,000,000 LTV – up to 75% apartments, mixed use, Office, retail plaza, warehouse, self- storage, industrial Min credit score 600 Terms – 3 and 5 year fixed, up to 30 year amortization Stated Income 2-4 Unit Owner Occupied & Non-Owner Occupied Rental Loan Program “We will consider Single Family Investment Case […]