Hard Money Loans

Simple solutions for loans that others make complicated!

hard money

  • SFR, Condo/Townhomes, 2-4 units, Multi-family, Mixed Use, Office & Retail
  • N/O/O only (Residential properties)
  • Purchase and Refinance (no cash-out limits)
  • Up to 70% LTV with a 650 FICO
  • Loans from $50,000 to $10,000,000
  • FICO’s as low as sub 500
  • Terms 2 year I/O or a 30 due in 5
  • NO DSCR calculations for all residential properties!
  • NO Income requirements!
  • NO Impounds required!
  • YES we are serious!
    For loans outside the box, please see UGMC and our NEW and IMPROVED Hard Money product. We offer financing for all types of borrowers – Real Estate Investors, Foreign Nationals, BK/NOD buyouts and Non-Warrantable Condos are just some of the specialized loans we can offer you. We are 100% direct lender with all processes happening in-house.
    Please do not forget about our Subprime Consumer Purpose product, perfect for your O/O transactions, and Subprime Business Purpose NO INCOME product.
    Call us anytime and let UGMC be your lender of choice for all your Non-QM financial needs.