Foreign Nationals Program

foreign nationalsClients who are a foreign national interested in buying or refinancing property in the United States may be struggling to set up the right financing for their needs. This may be because they lack United States credit scores or citizenship documentation that many lenders require. At United Guaranteed Mortgage Company, we understand these challenges, and we may have the right solution for your clients through our foreign national loan program.

A Closer Look at the Foreign National Loan Program 
Those who are a citizen of another country other than the United States may still be able to purchase or refinance property in this country through our foreign nationals loan program. This program offers flexible terms and requirements that could benefit your clients, and it is suitable for property types that include:

  • Single family homes, condos, 2-4 unit properties
  • Multifamily or mixed use
  • Office
  • Retail

Some of the unique loan terms available for this loan program include:

  • No point options are available
  • No credit score requirement, proof of income, social security number, green card or citizenship requirements
  • Property must be non-owner occupied
  • Mattress money and money in offshore accounts is acceptable
  • Up to 70 percent loan-to-value on purchases, up to 65 percent loan-to-value on refinances
  • Passports are required
  • Loan amounts up to $5 million

What to Expect From Us
At United Guaranteed Mortgage Company, we go to great lengths to help our valued partners set up the right loan program for their needs, and this includes providing the exceptional loan terms that your clients in the Queens area and beyond are looking for for a purchase or refinance loan. If your clients are residents of another country interested in property in the United States, there is a financing solution available through United Guaranteed Mortgage Company.

We are ready to begin working with you on your purchase or refinance loan requests of a residential or commercial property, and we are excited to speak with you soon about your loan request. Throughout all stages of the loan process, you can expect honest answers and focused attention from our team. We want to help you to better serve your clients’ needs, so contact our office today.